Well.....things were looking up, but only briefly.
Received our bank valuation back today and they've undervalued the house and land by $34k!
My heart jumped in to my throat.....there is no way we can afford to make up that difference......$10 or $15k maybe, but $34k?? Not a chance.
So I'm doing what I do best today and that's panic. Our contract said we had 45 days to get finance approval so now I'm starting to stress out, as we now have about a month left. Our broker is talking to the bank (Westpac) today and putting together some options for us. Hopefully he comes back with something helpful, but I'm not holding my breath.
I've been told by a few others who've built with Boutique to contact their finance company (Resolve Finance), as they were in similar situations and Resolve helped them out. So this might be our next step, unless our broker can perform some magic.
When will the drama end?
Tuesday, 19 May 2015
Friday, 8 May 2015
Contracts Signed!
We have finally reached this point and it's a HUGE relief to be here after everything.
We couldn't have signed the contracts without some sort of drama though :P
We received a copy of our contract and working drawings last night and low and behold there was an error with THAT wall. The wall that caused all of the dramas and subsequently the forged signatures that caused us to leave in the first place.
The dimensions of that wall were still larger than we had promised. I called our pre-start consultant who advised us that the wall was drawn to how it was described in the PWC. I'll admit, the wording in the PWC was a bit ambiguous, but it still wasn't what our sales consultant had promised (and confirmed) we would get.
ALL CREDIT goes to our sales consultant (David from the Berwick Waters Estate). I sent him a message regarding this issue (on his days off) and he was on to it straight away. We walked in to our contract signing appointment this morning and our pre-start consultant had advised us that David had phoned and got everything sorted out and our wall will be exactly what we were promised. We were given a drafting clarification to sign and I was a VERY happy lady :)
We walked out of that appointment finally feeling very happy about the whole process of building and that we were getting the house we wanted from the start.
Things are looking up!
We couldn't have signed the contracts without some sort of drama though :P
We received a copy of our contract and working drawings last night and low and behold there was an error with THAT wall. The wall that caused all of the dramas and subsequently the forged signatures that caused us to leave in the first place.
The dimensions of that wall were still larger than we had promised. I called our pre-start consultant who advised us that the wall was drawn to how it was described in the PWC. I'll admit, the wording in the PWC was a bit ambiguous, but it still wasn't what our sales consultant had promised (and confirmed) we would get.
ALL CREDIT goes to our sales consultant (David from the Berwick Waters Estate). I sent him a message regarding this issue (on his days off) and he was on to it straight away. We walked in to our contract signing appointment this morning and our pre-start consultant had advised us that David had phoned and got everything sorted out and our wall will be exactly what we were promised. We were given a drafting clarification to sign and I was a VERY happy lady :)
We walked out of that appointment finally feeling very happy about the whole process of building and that we were getting the house we wanted from the start.
Things are looking up!
Wednesday, 22 April 2015
The depressing wait
So just found out today that our site start won't be until approximately September now; which means we won't be moving in before Christmas :(
Apparently it takes Boutique Homes 8-10 weeks (from colour selection) to get everything organised and on top of that they're currently running about 2 weeks behind schedule *double :(*
Not sure what takes them so long; we're signing contracts on 8th May and our colour selection isn't until 1st June. Colours is just colours, why couldn't they get all of the building permits organised once contracts are signed? I guess there's a lot more to it than I understand.
This whole drama has now pushed us out more than 6 months behind our original plan. That's building for you.
Never again.......
Apparently it takes Boutique Homes 8-10 weeks (from colour selection) to get everything organised and on top of that they're currently running about 2 weeks behind schedule *double :(*
Not sure what takes them so long; we're signing contracts on 8th May and our colour selection isn't until 1st June. Colours is just colours, why couldn't they get all of the building permits organised once contracts are signed? I guess there's a lot more to it than I understand.
This whole drama has now pushed us out more than 6 months behind our original plan. That's building for you.
Never again.......
Friday, 3 April 2015
Evolution of a block of land
Went and visited our block again today; we only live a few minutes down the road, so it's becoming a weekly event now.
We have some rear fencing completed now which is a bonus as I thought we had to arrange that ourselves.
The evolution of our block....
 |
| Our very first pic |
 |
| Early Days |
 |
| Civil works begin |
 |
| Civil works complete |
 |
| Rear fence is up |
 |
| Concrete Way is complete |
Looking up the street...
 |
| Our concrete Way is finished |
 |
| Houses are starting to come alive |
 |
| Looking towards the end of our Way |
 |
| Needs a good clean |
 |
| Parked in our driveway :) |
St Tropez 28 Display
Time to start getting excited about our build again.
Everyone loves photos, so here are some of the St Tropez 28 display in Berwick Waters.
Kitchen:
Kitchen/Family/Dining:
(Don't get me started on that corner less alfresco)
Family:
Theatre room:
(looks terribly small in this picture)
Study:
(This room is terribly small, but it serves it's purpose beautifully)
Master bedroom:
Ensuite:
Bathroom:
Comparing these photos with those of the Essex 27, I'm surprised just how much smaller this house looks/feels, yet they are both almost identical in size.
Everyone loves photos, so here are some of the St Tropez 28 display in Berwick Waters.
Kitchen:
Kitchen/Family/Dining:
(Don't get me started on that corner less alfresco)
Family:
Theatre room:
(looks terribly small in this picture)
Study:
(This room is terribly small, but it serves it's purpose beautifully)
Master bedroom:
Bathroom:
Comparing these photos with those of the Essex 27, I'm surprised just how much smaller this house looks/feels, yet they are both almost identical in size.
Saturday, 28 March 2015
All roads lead to St Tropez
Just a quick post tonight. I've been blah blah blahing for so long now, I'm sure you're all sick of reading my rants.
GOOD NEWS!!
After speaking with David from Boutique Homes this morning I'm happy to say that we've re-signed our PWC with them and we're building our first choice in home all over again.
They were apologetic for what happened and were happy to honour the original pricing from last year. I'm pretty comfortable they won't go forging any signatures again. David has also promised he will check over everything personally himself also. Absolutely THRILLED to be dealing with David again.
I feel like such a weight has been lifted and I can breath (and sleep) again.
GOOD NEWS!!
After speaking with David from Boutique Homes this morning I'm happy to say that we've re-signed our PWC with them and we're building our first choice in home all over again.
They were apologetic for what happened and were happy to honour the original pricing from last year. I'm pretty comfortable they won't go forging any signatures again. David has also promised he will check over everything personally himself also. Absolutely THRILLED to be dealing with David again.
I feel like such a weight has been lifted and I can breath (and sleep) again.
Wednesday, 25 March 2015
We officially own a block of land......meh!
Settlement went though at 11am this morning, after 10 months, we now officially own our block of land and I couldn't be less excited about it.
When I got the call from our conveyancer this morning congratulating us, all I could say was "Oh yeah, thanks"
I was hoping owning our first block of land would be exciting, but this whole process has totally drained me and honestly? I wish we had never bought this block of land.
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